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loan qualification applying for a home loan mortgage loan eligibility Palm Beach Fort Lauderdale Miami We handle all necessary procedures and documentation to ensure the safe and compliant purchase or sale of property under American regulations.
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To obtain a mortgage loan in Florida, foreign investors must meet certain requirements. These may include: loan qualification applying for a home loan mortgage loan eligibility Palm Beach Fort Lauderdale Miami
Additional Information loan qualification applying for a home loan mortgage
- Clear and legible copy of your ID, passport and visa.
- Copy of the business card and website
- Document confirming your home address (such as utility bill, bank or credit card statement or a government ID)
- Copy of the last 60 days of all your asset statements (all money needed for closing cost and down payment) payment must be in a U.S. bank account, minimum down payment required is 30% of the purchase price)
- Bank Reference Letter: An original bank reference letter (U.S. or foreign) must be on company letterhead with address and phone number, dated and executed by the appropriate parties. The letter must include the account title, account type, account number, when it was established (must have been open for a minimum of 2 years). English translations are to be placed in front of the reference letter and will be signed, dated and certified by a translator.
- LETTER FROM ACCOUNTANT: The letter must explain and detail the borrower's source of income and must include the previous two years of income and current income to date (2021, 2022, and 2023). Letter from
- The reference must be on company letterhead, dated and executed by the appropriate parties. English
- Translations must be placed in front of the reference letter and be signed, dated and certified by a translator. (Include a copy of the accountant's license/credential)
- Clear and legible copy of the fully formalized purchase contract with all addenda (once available).
- Copy of the custody check or wiring confirmation sheet.
- Contact information for the title company and a signed and dated escrow letter.
- You can buy in the name of a company, we will need an operating agreement
- ITIN number may be required.
- If the condo and condo are completely completed, a questionnaire will be needed your documentation will be required once the loan is approved, it is very important that you send me ALL the required documents such as
To the extent possible, we cannot initiate the loan without having complete loan documentation. loan qualification applying for a home loan mortgage loan eligibility Palm Beach Fort Lauderdale Miami
